PM Surya Ghar: Muft Bijli Yojana 2026 – ₹78,000 Tak Solar Subsidy, Eligibility, Cost, Saving & Full Process
Location: India | Date: 2026 Update
Kya aapka bijli ka bill har mahine badh raha hai? Agar haan, to PM Surya Ghar: Muft Bijli Yojana 2026 aapke liye game changer ho sakti hai. Is scheme ke tahat sarkar ghar ki chhat par solar rooftop system lagwane par ₹78,000 tak ki subsidy de rahi hai. Is detailed guide me aapko milega — eligibility, total cost, actual saving, documents, apply process, hidden charges, aur common mistakes — sab kuch ek hi jagah.
📌 Table of Contents
- PM Surya Ghar Yojana Kya Hai?
- Kitni Subsidy Milegi? (1KW, 2KW, 3KW Breakdown)
- Kaun Eligible Hai? (Full Criteria)
- Kaun Apply Nahi Kar Sakta?
- Total Cost Kitni Aayegi?
- Kitna Paisa Wapas Milega?
- Bijli Bill Kitna Kam Hoga?
- Online Apply Ka Step-by-Step Process
- Required Documents Checklist
- Net Metering Kya Hota Hai?
- Common Problems & Real Issues
- FAQ – Log Kya Puchte Hain?
🔆 PM Surya Ghar: Muft Bijli Yojana Kya Hai?
Yeh Government of India ki rooftop solar subsidy scheme hai jiska objective hai aam gharon ko solar energy se jodna aur bijli bill kam karna. Is scheme ke through ghar ki chhat par solar panel install karne par direct bank account me subsidy transfer hoti hai (DBT mode).
Target: Crores of households ko rooftop solar system provide karna.
💰 Kitni Subsidy Milegi? (Official Structure)
| Solar Capacity | Approx Total Cost | Government Subsidy | User Ko Final Cost |
|---|---|---|---|
| 1 KW | ₹60,000 – ₹70,000 | ₹30,000 | ~₹35,000 – ₹40,000 |
| 2 KW | ₹1,20,000 – ₹1,30,000 | ₹60,000 | ~₹65,000 – ₹75,000 |
| 3 KW | ₹1,80,000 – ₹2,00,000 | ₹78,000 (Maximum) | ~₹1,10,000 – ₹1,20,000 |
Note: Exact cost state aur vendor par depend karta hai.
✅ Kaun Eligible Hai?
- Applicant Indian citizen hona chahiye
- Ghar par khud ka electricity connection hona chahiye
- Residential property honi chahiye (Commercial nahi)
- Rooftop available hona chahiye
- Electricity bill applicant ke naam par hona chahiye
❌ Kaun Apply Nahi Kar Sakta?
- Commercial shops
- Already solar subsidy le chuke applicants
- Illegal electricity connection wale
- Tenant (agar electricity connection unke naam par nahi)
💡 Kitni Saving Hogi?
1KW solar system approx 100-120 units per month generate karta hai.
- Agar aapka bill ₹1500/month hai, to 70-80% tak kam ho sakta hai.
- 3KW system se ₹2500-3500/month tak saving ho sakti hai.
- 5 saal me system apni cost recover kar leta hai.
- System life approx 20-25 saal hoti hai.
🌐 Online Apply Ka Process
- Official portal visit karein (National Rooftop Solar Portal)
- State select karein
- Electricity distribution company choose karein
- Electricity consumer number enter karein
- Mobile verification karein
- Vendor select karein
- Installation complete hone ke baad DISCOM inspection hota hai
- Approval ke baad subsidy bank account me transfer hoti hai
📄 Required Documents
- Aadhaar Card
- Electricity Bill (Latest)
- Bank Passbook Copy
- Mobile Number
- Passport Size Photo
- Property Ownership Proof
⚙ Net Metering Kya Hai?
Net metering system se agar aap extra electricity generate karte hain to wo grid me chali jaati hai aur aapke bill me adjust hoti hai.
Iska fayda:
- Extra power waste nahi hoti
- Bill aur kam hota hai
⚠ Real Problems Jo Log Face Karte Hain
- Vendor delay
- DISCOM inspection late
- Wrong bank details
- NPCI seeding issue
- Low quality panel choose kar lena
❓ Frequently Asked Questions
1. Subsidy kab milti hai?
Installation aur inspection ke baad DBT mode me directly bank account me.
2. Loan option available hai?
Haan, kuch banks solar loan provide karte hain.
3. Maintenance ka kharcha kitna hai?
Minimal – sirf cleaning required hoti hai.
4. Kya ye sach me free hai?
Nahi, poora free nahi hai. Subsidy milti hai, baki amount aapko pay karna hota hai.
5. Kya har state me available hai?
Haan, nationwide implement ho raha hai.
Disclaimer:
Information shared on this website is for educational purposes only. While we strive for accuracy, schemes and rules change frequently. We are not a government agency. Always cross-check details on the official portal.
Author: IntelZarf Team
🔎 Kaunsa Solar System Aapke Liye Sahi Hai?
Log sabse bada sawal ye poochte hain — “Kitna KW lagwayein?” Iska jawab aapke bijli ke bill par depend karta hai.
- ₹800–₹1200 bill → 1 KW system kaafi hai
- ₹1500–₹2500 bill → 2 KW recommended
- ₹3000+ bill → 3 KW ya usse upar
Pro Tip: Pehle apne last 6 mahine ke electricity bills ka average nikaaliye. Ussi ke hisaab se system choose karein. Zyada capacity lene ka matlab unnecessary investment.
💵 Total Investment vs Real Return (Simple Calculation)
Maan lijiye aapne 2 KW system lagwaya:
- Total cost: ₹1,25,000 (approx)
- Government subsidy: ₹60,000
- Aapka final investment: ₹65,000
- Monthly saving: ₹1,800 (average)
Toh 3–4 saal me aapka paisa recover ho sakta hai. Uske baad jo bijli generate hogi, wo practically free hogi.
🏦 Subsidy Ka Paisa Kaise Milta Hai?
Yeh sabse important part hai. Bahut log sochte hain ki subsidy panel lagne se pehle mil jaati hai — lekin aisa nahi hai.
Process ye hota hai:
- Panel installation complete hota hai
- DISCOM inspection karta hai
- Approval milta hai
- Subsidy directly bank account me transfer hoti hai
Isliye bank details sahi hona bahut zaroori hai.
📅 Kitna Time Lagta Hai?
- Application approval: 15–30 din
- Installation: 7–20 din (vendor par depend)
- Inspection & subsidy transfer: 30–45 din
Total process: 2–3 mahine lag sakte hain.
⚡ Kya Bijli Bill Zero Ho Jayega?
Yeh bhi ek common myth hai.
Agar aapka usage zyada hai to bill zero nahi hoga, lekin 60–90% tak kam ho sakta hai. Fixed charges aur minimum charges fir bhi lagte hain.
📉 Risks Aur Dhyan Rakhne Wali Baatein
- Har vendor genuine nahi hota – sirf approved vendor choose karein
- Low-quality panels future me problem create kar sakte hain
- Roof strong hona chahiye
- Shaded area me solar efficiency kam hoti hai
Installation se pehle proper site inspection zaroor karwayein.
🏡 Ghar Ka Value Bhi Badhta Hai
Ek aur hidden benefit — solar system lagne ke baad property ki resale value badh sakti hai. Log energy-efficient homes prefer karte hain.
📊 Long-Term Benefit Summary
| Factor | Benefit |
|---|---|
| Electricity Bill | 60–90% tak reduction |
| Investment Recovery | 3–5 saal me |
| System Life | 20–25 saal |
| Environmental Impact | Carbon footprint kam hota hai |
🎯 Final Reality Check
PM Surya Ghar: Muft Bijli Yojana koi “completely free” scheme nahi hai. Yeh subsidy-based support scheme hai jisme aapko initial investment karna hota hai.
Lekin agar aap long-term saving aur stable electricity chahte hain, to yeh ek strong option ho sakta hai.
📌 Apply Karne Se Pehle Ye 5 Cheezein Check Karein
- Electricity connection aapke naam par hai?
- Bank account active hai?
- Roof area sufficient hai?
- DISCOM approval process samjha?
- Approved vendor list check ki?
🔔 Conclusion
Agar bijli ka bill aapko har mahine pareshan kar raha hai, to solar rooftop system future investment ho sakta hai. Lekin apply karne se pehle pura process samajhna zaroori hai.
Har scheme ka fayda tabhi milta hai jab documents, eligibility aur process clear ho.
Disclaimer:
Information shared on this website is for educational purposes only. While we strive for accuracy, schemes and rules change frequently. We are not a government agency. Always cross-check details on the official portal.
Author: IntelZarf Team
