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e-Shram Card Benefits 2026: Eligibility, Insurance, Pension & How to Apply

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e-Shram Card Benefits 2026: Eligibility, Benefits, Documents & How to Apply

e-Shram Card Benefits 2026: Eligibility, Benefits, Documents & How to Apply

e-Shram Card un crores of unorganised workers ke liye ek important government initiative hai jo 2026 mein bhi kaafi useful benefits provide karta hai. Agar aap labour, daily wage worker, delivery partner, construction worker, domestic worker ya kisi bhi unorganised sector se jude hue hain, to ye article aapke liye bahut zaroori hai.

e-Shram Card Benefits 2026: Eligibility, Insurance, Pension & How to Apply

Table of Contents

  • What is e-Shram Card?
  • Why e-Shram Card Matters in 2026
  • Eligibility Criteria
  • e-Shram Card Benefits in 2026
  • Required Documents
  • How to Apply (Online & Offline)
  • Official Website & Helpline
  • FAQs

What is e-Shram Card?

e-Shram Card Ministry of Labour & Employment ke under launch kiya gaya ek national database hai jisme unorganised workers ka registration hota hai. Registration ke baad worker ko ek 12-digit Universal Account Number (UAN) milta hai jo future welfare schemes ke liye use hota hai.

Why e-Shram Card Matters in 2026

2026 tak government ka focus unorganised sector workers ko social security se jodne par hai. e-Shram Card ek base platform ban chuka hai jiske through insurance, pension aur future welfare schemes ka benefit mil sakta hai.

Eligibility Criteria for e-Shram Card

Criteria Details
Age Limit 16 to 59 Years
Employment Type Unorganised Sector Worker
EPFO / ESIC Not Covered
Government Job Not Eligible
Bank Account Mandatory
Aadhaar Linked Mobile Required

e-Shram Card Benefits in 2026

1. Accident Insurance Coverage

  • Accidental Death: ₹2,00,000
  • Permanent Disability: ₹2,00,000
  • Partial Disability: ₹1,00,000

Ye insurance Pradhan Mantri Suraksha Bima Yojana (PMSBY) ke through linked hota hai.

2. Pension Option (PM-SYM)

e-Shram Card holders PM Shram Yogi Maandhan Yojana ke under register kar sakte hain jisme:

  • Age 18–40 years hone par entry
  • 60 saal ke baad ₹3,000/month pension

Note: Pension automatic nahi milti, contribution mandatory hota hai.

3. Welfare Scheme Integration

e-Shram database ko future mein multiple central aur state schemes ke saath integrate kiya ja raha hai jaise:

  • Health schemes
  • Housing support
  • Skill development programs

4. Identity Proof for Workers

e-Shram Card ek national-level identity proof ki tarah kaam karta hai jo migration ya emergency situations mein useful hota hai.

Required Documents for e-Shram Card

  • Aadhaar Card
  • Aadhaar linked mobile number
  • Bank account details
  • Occupation details

How to Apply for e-Shram Card

Online Method

  1. Visit official e-Shram portal
  2. Aadhaar number aur OTP se login karein
  3. Personal & occupation details fill karein
  4. Bank details submit karein
  5. e-Shram Card download karein

Offline Method

  • CSC (Common Service Center) visit karein
  • Documents submit karein
  • Biometric verification ke baad registration complete hota hai

Official Website & Helpline

Official Portal: https://eshram.gov.in

Helpline: 14434

Frequently Asked Questions (FAQs)

Q1. Kya e-Shram Card par monthly paisa milta hai?

Nahi, direct monthly payment nahi milti. Benefits schemes ke through milte hain.

Q2. Kya delivery partners apply kar sakte hain?

Haan, agar EPFO/ESIC covered nahi hain to eligible ho sakte hain.

Q3. Kya card lifetime valid hota hai?

Haan, lekin details update karna zaroori hota hai.

Q4. Kya students apply kar sakte hain?

Nahi, sirf unorganised workers eligible hain.

Q5. Kya state government schemes bhi linked hoti hain?

Future integration state-wise possible hai.


Disclaimer: Ye article sirf informational purpose ke liye hai. Scheme rules aur benefits time ke saath change ho sakte hain. Final verification official government website se zaroor karein.

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